Legal notice

By accessing and using this website, I agree to be bound by the legal notice and to comply with the following terms of use. Otherwise, I understand that I must not access this site.

By accessing and using this website, I agree to be bound by the legal notice and to comply with the following terms of use. Otherwise, I understand that I must not access this site.

Groupe Consilium is a firm associated with SFL Gestion de patrimoine, a partner of Desjardins and SFL PLACEMENTS.

This site is not the property of SFL Gestion de patrimoine, nor of SFL PLACEMENTS, nor of Desjardins. Groupe Consilium controls the information contained on this site through the information provided to it as provided in its policies and procedures. Groupe Consilium is not responsible for the content of this site that is not related to the products for which it is registered and is also not responsible for monitoring or supervising the outside professional activities of its representatives.

Groupe Consilium may modify or update the information contained in this site at any time and provides it for informational purposes only. Groupe Consilium cannot be held responsible for any harm, loss or damage resulting from the use of this site and the information it contains. It cannot guarantee the availability of this site and cannot be held responsible for problems occurring during its use. Links to other sites appearing on this site, including those offering downloadable software, are provided for convenience only and do not engage the responsibility of Groupe Consilium.

This site contains a link to the extranet "sfl-inv.ca" to access your online portfolio. To access the private part of this extranet, a specific access code and password are required. The confidentiality of email exchanges on the Internet cannot be guaranteed.

For security, verification or statistical purposes, we collect data on access to this site and we may consult communications transmitted from it or received in it.

Groupe Consilium is concerned about respecting your security and your privacy, and in particular the personal information that you entrust to us, if applicable. Please consult Groupe Consilium's privacy policy to learn about our practices in this area. The content of the legal notice is updated from time to time, without notice.

All information contained in this website is protected under copyright laws. Users of this site are authorized to copy the content for their personal use, but no one has the right to redistribute, reproduce, republish, store on any medium, retransmit or modify information contained therein for commercial purposes without obtaining prior authorization from Groupe Consilium, or to make public use of it without mentioning the source.

All trademarks and logos (including names, words, titles, designs, illustrations and icons) appearing on pages of this site are registered or unregistered trademarks or registered trademarks of Groupe Consilium, associated with SFL Gestion de patrimoine Partenaire de Desjardins and SFL Placements. Any use of these marks is strictly prohibited without the written permission of the owner. Unauthorized downloading, retransmission, copying or modification of the trademarks or content of this site may violate federal or other applicable copyright and trademark laws, and the perpetrator may be subject to legal action. The use of the logos and trademarks on this site as links to any other website without written permission is prohibited.

Groupe Consilium believes that the information contained in this site was accurate at the time it was entered. However, it cannot guarantee or ensure the timeliness, accuracy, completeness or authenticity of its content or any of its features. Without limiting the foregoing, Groupe Consilium disclaims any liability with respect to the accuracy of the information contained in this site and provided by a third party. This site, as well as the information contained therein, were created for informational purposes only. In addition, the information contained therein may be subject to changes and updates at any time, without notice. All products and services listed on this site are subject to the terms of the agreements that govern them.

Groupe Consilium shall not be liable to any person for any injury, loss or damage (whether arising in contract, tort, negligence or otherwise) that may arise directly or indirectly from the use of this site or the information it contains, the inability to use this site or this information or the malfunction of this site, including any direct, indirect, special, consequential or third-party damage.

We do not guarantee that this site will be available or that it will meet your requirements, that access to it will be uninterrupted, that there will be no delays, failures, errors, omissions or loss of information transmitted, that no viruses or other contaminating or destructive elements will be transmitted, or that no damage will be caused to your computer system.

Links to other websites or references to products, services and publications that are not those of Groupe Consilium are provided for your convenience only and do not imply that Groupe Consilium endorses or guarantees such websites, products, services and publications. These sites and references have been developed independently of Groupe Consilium and we cannot guarantee the timeliness, accuracy, completeness or authenticity of the content and functionality of such sites or such references. Establishing a link to any other site is at your own risk and we are not responsible for any damages related to such links. Links to sites offering downloadable software are provided for your convenience only and we cannot be held responsible for any difficulty associated with downloading such software.

This Site is governed by and subject to the interpretation of the laws of the Province of Quebec. Any dispute, controversy or claim arising out of or relating to the use of this Site shall be submitted to and subject to the jurisdiction of the courts of the Province of Quebec. Accordingly, the courts of the Province of Quebec shall have exclusive jurisdiction over any suit, action or proceeding arising out of or relating to the use of this Site. The information contained in this Site relating to our products and services is intended only for use in Canada, where such products and services may be lawfully offered for use or sale, and is not intended for use or sale in any location where such information is prohibited by law.

In order to access your online portfolio, you will have access to a secure section of the individual network extranet site (sfl-inv.ca). You must have an access code and a password. The individual network extranet (sfl-inv.ca) has its own procedure for granting a user code and password to navigate this section of the site.

Any unprotected e-mail transmitted over the Internet may be intercepted or lost, and may also be altered. We shall not be liable to you or any person for any damages arising from the interception, loss or alteration of any e-mail you transmit to Groupe Consilium or any such message that Groupe Consilium transmits to you.

A log is maintained to record security-related events or events that are of interest for auditing or statistical purposes. This log may record all access to the site or sections of it, all communications sent or received by a user, as well as any other activity related to the site. We have access to communications sent or received that we may exercise if we have reasonable grounds to believe that there has been a violation of the law or a breach of the rules of use of the site.

Cookies are used on our site. These files allow your browser to be identified from one visit to another and from one page to another, in order to facilitate your access and navigation within our site. Cookies can only be read by the website, which transmits them to your computer. When you access a page on our site directly or through an advertisement that redirects you there, a cookie file is automatically created on your computer. Our server, and possibly external advertising servers, have access to this file, thus allowing us to offer you a better experience on our site or, in certain cases, to follow your activity in order to promote certain of our products. Although a code in the cookie file allows you to be identified as a particular user, it does not recognize you by means of your name or your address. No personal information is collected through our cookies.

It is possible that statistical compilations are made in order to determine, for example, the popularity of the pages of our site, the average number of pages visited and the average time that each Internet user spends on the site. To be able to use our entire site, your browser must accept cookies. If it is configured to refuse cookies, you can modify the programming via the Internet parameters that are specific to each browser. If you refuse cookies, certain pages of our site may not display correctly or certain functionalities may not be available.

This notice will be updated and amended from time to time without notice. Therefore, when you access this site, please be sure to review this notice.